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Your Local Nashville Independent Insurance Agency

HQ Insurance specializes in Auto, Home, Business, Life and Health Insurance.

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What’s important to you about your insurance agent? To us, it is about matching your needs with the right coverages and programs. It is about listening to what is important to you – your Auto, Home, Life and Business. And it is about properly protecting it for you. It is about having a face-to-face meeting, an annual review of your coverages and a relationship. It is about being there when you file a claim. It is about answering our cell phone when you have a question. To us, it is about delivering excellence in service.

At HQ Insurance we have carefully chosen to partner with some of the best insurance companies in the industry. We can compare several carriers to help find you the best coverage at the lowest price. And what’s more, you’ll have the peace of mind from knowing you are properly protected.

We look forward to serving you.

HQ Insurance
Protecting What Matters Most
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What You May Not Know About Motorcycle Safety

Posted: October 2, 2024

When it comes to motorcycle safety, attention to detail is critical. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists face significantly higher risks in comparison to passengers in other vehicles. For every mile traveled, the risk of injury for motorcyclists is four times higher than that for passenger car occupants. The risk for fatality is far worse: seven times that of injury —...

Celebrating National Disability Employment Awareness Month

Posted: October 1, 2024

October marks National Disability Employment Awareness Month (NDEAM), a time dedicated to raising awareness about creating inclusive workplaces and promoting opportunities for workers with disabilities. NDEAM encourages businesses to recognize the potential of people with disabilities and to actively work toward fostering environments that accommodate and celebrate diversity. As companies strive for inclusion, NDEAM serves as a reminder of the progress made and the ongoing...

When is a Car Considered Totaled—And What Happens When It Is?

Posted: September 30, 2024

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...

What Happens If My Neighbor’s Tree Falls in My Yard?

Posted: September 27, 2024

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...

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Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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